Qantas Frequent Flyer Direct

1.    You must be opted into Qantas Frequent Flyer Direct to earn Qantas Points.
2.     To opt-in to Qantas Frequent Flyer Direct, visit the Awards website Redeem Travel page or call 13 1661.
3.     There is an opt-in fee per year for each card that you opt-in.
    

   Card Type	Qantas opt-in fee per year
   Awards*	$90 per year (only applies to customers who have opted-in to transfer Awards points to Qantas Points prior to 25 August 2023. Customers are no longer able to opt-in to receive Qantas Points on this card type after 25 August 2023)
   Gold Awards	$90 per year
   Platinum Awards	$90 per year
   Diamond Awards	$90 per year
   Smart Awards	$90 per year
   Ultimate Awards	$90 per year
   Business Awards	$30
   Business Gold Awards	$30
   Business Platinum Awards	$30

   
   *If your card type is an Awards card, you will no longer be able to opt your card in to Qantas Frequent Flyer Direct. Existing Awards cardholders who have already opted-in to Qantas Frequent Flyer Direct prior to 25 August 2023 can remain opted-in at $90 per card, per year.
4. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply.
5. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program, available at qantas.com/terms.
6. Once CommBank Awards points have been redeemed for Qantas Points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and cannot be converted back to CommBank Awards points or redeemed under the CommBank Awards Program.
   Refer to the CommBank Awards Program Terms and Conditions for more information.

Velocity Frequent Flyer

All Velocity Points redemptions with Velocity Frequent Flyer are subject to availability, which may be limited and subject to Velocity Membership Terms & Conditions available at Velocity website.

1. Individuals must be a CommBank Awards cardholder. To redeem CommBank Awards points for Velocity Points, individuals must be a Velocity Member. Membership of Velocity is the cardholder’s responsibility and is subject to the Velocity Membership Terms & Conditions as amended from time to time, available at Velocity website. The redemption of CommBank Awards points will be administered solely by CommBank Awards and will take up to 5 business days to transfer into the Velocity Membership Account. Membership of CommBank Awards is subject to the CommBank Awards Program Terms and Conditions.
2. When converting CommBank Awards Points to Velocity Points, members must convert in increments of 2 Awards points in order to convert to whole Velocity Points.
3. Points can only be transferred to a Velocity Account in the same name as the primary cardholder of the CommBank Awards account.
4. Points transferred to Velocity, Velocity Points earn and redemption and membership of Velocity is subject to the Velocity Membership Terms and Conditions, as amended from time to time.
5. Subject to Condition 1, members can redeem their CommBank Awards points to Velocity Points at a conversion rate of 2 CommBank Awards points to 1 Velocity Point.
6. To earn and redeem Velocity Points, you must be a Velocity member.  All Velocity Points redemptions with Velocity Frequent Flyer are subject to availability, which may be limited and subject to Velocity Membership Terms & Conditions. All Awards are subject to availability and are subject to change without notification. Once CommBank Awards points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms & Conditions and cannot be reversed. Credit card reward programs hold no responsibility for flight availability, which may be limited. This is at the sole discretion of the Velocity Airline Partner.

Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945 is the issuer of CommBank Awards cards.

Travel Booking (provided by Hopper) Terms and Conditions

Redemption of Awards points to pay for flight, hotel or car rental bookings is available via the Travel Booking website. Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions found at travelbooking.hopper.com/terms. CBA does not guarantee the obligations or performance of Hopper or the services it offers. Travel Booking is only accessible to active CommBank retail or business credit or debit card, StepPay card or Travel Money Card customers over the age of 18. Customers must pay all or part of their travel booking using their eligible CommBank retail or business credit or debit card, StepPay card, Travel Money Card, CommBank Awards points or Travel Credits. Eligible cards comprise of active CommBank retail or business credit or debit cards, StepPay card or Travel Money Card.

CommBank will receive a portion of the revenue generated from the Travel Booking website.
For full terms and conditions on the features provided by Hopper, visit travelbooking.hopper.com/terms.

The redemption of Awards points for travel is subject to the CommBank Awards program terms and conditions as well as Travel Booking terms and conditions found here.

Apple Pay

1. Redemption of Awards points using your credit card via Apple pay is unavailable in-store at Myer stores Australia-wide. Customers must use their Awards credit card to pay with points at Myer.

Bonus Points eShop

In these terms and conditions:

"We" or "us" means Commonwealth Bank of Australia, ABN 48 123 123 124, and where the context permits, includes Collinson.

"Collinson" means the operators of the Bonus Points eShop site on our behalf, Collinson Group Pty Ltd., ABN 24 121 054 724 and its UK parent, Collinson Latitude Ltd, Registered office: Cutlers Exchange, 123 Houndsditch London, EC3A 7BU UK. Registered no. 6708136. Registered in England and Wales.

The use of the CommBank Bonus Points eShop is subject to the following terms and conditions. By entering this website or registering as a member of the Bonus Points eShop you accept these terms and conditions.

1. Membership
   • In the event that a Bonus Points eShop Account is dormant for a period exceeding 12 months we may terminate that Account.
   • The Bonus Points eShop is for the sole use of CommBank Awards cardholders and additional cardholders acting in their private capacity and is not for commercial purchases. If we suspect that an Account is being used other than for personal use (excluding permitted transactions made using a Business Awards card), we may terminate membership.
   • If we in our sole discretion suspect fraudulent or suspicious activity we may without notice place an Account on hold, suspend transactions and/or terminate membership.
2. Earning Bonus Points
   • As a member of the CommBank Awards program, you will earn Bonus Points from retailers displayed on this Bonus Points eShop website, subject to the CommBank Awards Program Terms and conditions and these Bonus Points eShop terms and conditions. The number of Bonus Points earned per retailer may be changed at any time.
   • You must be logged on to the Bonus Points eShop and use the links to the participating retailers' sites to be eligible to earn Bonus Points. You cannot earn Bonus Points for purchases on a retailer's site that you make prior to logging on the Bonus Points eShop.
   • When you make a purchase on a retailer's site you enter into a contractual relationship with the retailer. The purchase of goods or services from participating retailers is subject to their terms and conditions of sale. If you have a complaint regarding the goods or services provided to you or regarding any delay or other delivery issue, you will need to take it up with the retailer. We make no warranty with regard to any products or services obtained by you from participating retailers and hereby expressly exclude all representations and warranties including those as to title, fitness for purpose, merchantability and/or satisfactory quality regarding goods and/or services obtained from participating retailers through the Bonus Points eShop.
   • You become eligible for Bonus Points when the participating retailer approves the purchase i.e. the retailer is satisfied the transaction is complete and you've received the goods. Depending on the retailer's returns policy a purchase will normally be approved within 30 days.
   • When you make a purchase in a foreign currency, the Bonus Points you earn for shopping via the Bonus Points eShop website will be calculated by Collinson based on the AUD equivalent of the purchase price, using an exchange rate set by Collinson at the time. The amount charged in AUD to your credit card may be different as the exchange rate used for that is set by the relevant credit card scheme (or sometimes the retailer) and the Awards points you would usually earn if you pay using your CommBank Awards card are calculated on this amount in accordance with the CommBank Awards Program Terms and conditions.
   • If the transaction results in a refund or is cancelled, no Bonus Points will be earned.
   • Where Bonus Points appear in your eShop transaction history or have been applied to your CommBank Awards account, but the transaction is later reversed by the participating retailer or cancelled by you, the Bonus Points will be reversed from your transaction history or account.
   • Bonus Points have no equivalent cash value except as set out in these terms and conditions and the CommBank Awards Program Terms and conditions.
   • Bonus Points may only be earned on the net value excluding GST, all other taxes, surcharges and any delivery costs.
3. Tracking
   • Transactions are electronically tracked and reported back by the participating retailer. Neither we nor Collinson are responsible if for any reason retailers are not correctly reporting sales to us or reporting back at all. We will, however, use reasonable efforts to ensure correct reporting by participating retailers. However we do not accept liability if retailers fail to do so.
   • All participating retailers' transactions are tracked through the use of cookies. You must ensure that cookies are enabled with your browser and ensure that any security software on your computer does not block cookies.
4. Website changes and modifications to Terms and conditions
   • The content of the Bonus Points eShop website and these Terms and conditions are subject to change at any time. Material changes are will be notified through the CommBank Awards website. When changes are made, we will make a new copy of these terms available on this website. We would advise you to make regular visits even if you are not intending to make a purchase.
5. Copyright
   • This Website is protected by copyright. The software is exclusive property of Collinson and we retain all rights, title and interest in and to the software throughout the world, including any modifications to and improvements to it.
6. Third party websites
   • We are not responsible for the content or availability of any of the third party websites that link from this Website.
7. Use of the Bonus Points eShop Website
   
   Neither we nor Collinson can be held responsible for any failure:
   • of this Website; or
   • in the system of communication between you and us, of whatever type or for whatever cause, which is beyond our reasonable control.
   • We cannot be held responsible for any unauthorised dealings with your Account of any kind.
   • Reasonable efforts are made to ensure that material is virus-free before being placed on this Website. However, in the unlikely event of any loss, disruption or damage caused by a computer virus, we cannot be held responsible for any loss, disruption or damage to your data or computer system that may occur whilst using material derived from this Website.
8. Website browser availability
   • Please note as of 31 March 2021, the Bonus Points eShop will not support the Internet Explorer (IE). To access the Bonus Points eShop please use another browser.  If you need futher assistance please contact CommBank Awards on 13 1661 between 8am to 8pm Monday to Friday (Sydney/Melbourne time). 

Apple Gift Card

1. Beware of Gift Card scams. Do not share your code. 
2. Valid only for Australian transactions from Apple. 
3. For assistance, visit support.apple.com/giftcard or call 1-300-321-456. 
4. Not redeemable at Apple resellers or for cash, and no resale, refunds or exchanges, except as required by law.
5. Apple is not responsible for unauthorised use. Terms apply; see apple.com/au/go/legal/gc. 
6. These terms do not affect your statutory rights. 
7. No expiry. Issued by Apple Pty Limited. © 2025 Apple Inc. All rights reserved.

Boating Camping Fishing (BCF) Gift Cards

1. Redeemable at participating BCF stores.
2. This Gift Card does not expire and is partially redeemable.
3. Not redeemable for cash and no change will be given. 
4. Where the cost of a purchase exceeds the available card balance the card holder will be required to make the difference with an alternative form of payment. 
5. This card should be treated like cash and BCF disclaims any responsibility for lost or stolen cards.
6. Seriously, keep it away from your mates. For full Terms and Conditions please visit https://www.bcf.com.au/customer-service/terms.html
7. A maximum of 3 Gift Cards can be redeemed online in a transaction. There is a limit of 5 Gift Cards per transaction instore. 

Coles Digital Gift Cards

1. Coles Gift Card redeemable at Coles Supermarkets. This card cannot be redeemed at Coles Online or Coles Express stores.
2. Gift Cards cannot be exchanged for cash.
3. The Gift Card is partially redeemable and it is up to the card holder to use the full value of the card within the validity period.
4. Any unused balance will not be refunded or credited when the Gift Card expires.
5. Where the cost of the purchase exceeds the available card balance, the card holder will be required to make up the difference between the purchase price and the Gift Card balance.
6. Unless otherwise stated on the Gift Card / Gift Cards redeemed from CommBank Awards are valid for a minimum of 12 months from the date they are redeemed.
7. The store is not obliged to accept the use of a Gift Card on a sale of under $5.
8. Treat your Gift Card like cash, the Gift Card cannot be cancelled, refunded or replaced.
9. For full terms and conditions please visit giftcards.com.au/CMS/Page/giftcardtermsofuse or phone 1300 304 990.

10. Please note: Digital Gift Cards will be sent to the email address we have on file in your NetBank account. Please ensure this email address is up to date prior to ordering your digital Gift Card. Digital Gift Cards should be treated like cash. We are unable to issue refunds or cancel a digital Gift Card once the order has been placed. Allow up to 1 hour for delivery of digital Gift Cards by email.

David Jones Physical Gift Cards

1. Gift Cards are treated as cash and cannot be replaced if lost or stolen. Gift Cards may only be used for purchases at David Jones and cannot be returned or exchanged for cash or used to pay any David Jones branded Credit Card account or any other Credit Card accounts.
2. Gift Cards cannot be on-sold to third parties, unless with the prior written consent of David Jones.
3. David Jones Gift Cards are in AUD currency cannot be redeemed outside of Australia.
4. The funds available can be verified on request or at the time of purchase at any point of sale in any David Jones store within Australia.
5. No change is given and any balance that remains on the Card can be used in whole or part against future purchases at David Jones.
6. Gift Cards expire 36 months after purchase. Any balance that remains on the Card after expiry will not be available for use, except as required by law.
7. Australian Gift Cards can be redeemed for goods and services in all Australian stores and online at www.davidjones.com.
8. A maximum of five Gift Cards can be used to shop in one transaction online. A maximum of ten Gift Cards can be used to shop in one transaction instore.
9. These terms and conditions may be amended by David Jones from time to time. For full terms and conditions or changes to our terms and conditions visit www.davidjones.com/giftcardtermsandconditions.

Dymocks Digital Gift Cards

1. Treat this Gift Card like cash.
2. Lost or stolen Gift Cards will not be replaced or refunded. Not redeemable for cash and cannot be exchanged.
3. Unless otherwise stated on the Gift Card / Gift Cards redeemed from CommBank Awards are valid for a minimum of 12 months from the date they are redeemed.
4. Any unused amount after the expiry date of this card will not be refunded or credited.
5. Gift Cards are not reloadable. The store is not obliged to accept the use of this Gift Card on a sale of under $5.
6. Any unused amount after the expiry date of this Gift Card will not be refunded or credited.
7. This Gift Card can only be redeemed at participating Dymocks stores in Australia or online at dymocks.com.au/gift-card.
8. For card balance or customer service visit dymocks.com.au/gift-card or call 1300 554 268.

Please note: Digital Gift Cards will be sent to the email address we have on file in your NetBank account. Please ensure this email address is up to date prior to ordering your digital Gift Card. Digital Gift Cards should be treated like cash. We are unable to issue refunds or cancel a digital Gift Card once the order has been placed. Allow up to 1 hour for delivery of digital Gift Cards by email.

Freedom Gift Cards

1. Gift Card is redeemable for purchases at freedom stores in Australia only.
2. Gift Cards with a PIN can be redeemed online, however only three (3) Gift Cards can be redeemed per transaction.
3. Gift Card is not redeemable for cash.
4. No change will be given and any balance that remains on the card can only be used in whole or part against future purchases at freedom stores.
5. It is up to the cardholder to use the full value of the card before the expiry date.
6. Any unused balance will not be refunded or credited when the Gift Card expires.
7. Where the cost of the purchases exceeds the available Gift Card balance, the cardholder will be required to make up the difference between the purchase price and the Gift Card balance.
8. Gift Card is only valid after activation (which may take up to twenty four (24) hours), and will expire 12 months from the issue date, or, where an expiry date is written on the Gift Card by a freedom staff member at the time of card issue, will expire on the expiry date. If neither the issue nor expiry date (as applicable) is specified, the expiry date will be 12 months after the date of Gift Card activation.
9. Gift Card cannot be replaced if lost, stolen or damaged.
10. Gift Card cannot be redeemed for purchases made at freedom kitchens, freedom excess or freedom gift fund.

Kmart Physical & Digital Gift Cards

1. Kmart Gift Cards redeemable at: Kmart stores, excluding Kmart Tyre & Auto Service, Kmart New Zealand, Kphoto and "Shop from Home" purchases.
2. Kmart Gift Cards are not accepted at Kmart New Zealand, Kmart Photo Processing Centre, or Kmart Online.
3. Kmart Gift Cards are not accepted at Kmart Tyre Auto Service Stations and Kmart New Zealand.
4. Gift Cards cannot be exchanged for cash.
5. The Gift Card is partially redeemable and it is up to the card holder to use the full value of the Gift Card within the validity period.
6. Any unused balance will not be refunded or credited when the Gift Card expires.
7. Where the cost of the purchase exceeds the available Gift Card balance, the card holder will be required to make up the difference between the purchase price and the Gift Card balance.
8. Unless otherwise stated on the Gift Card / Gift Cards redeemed from CommBank Awards are valid for a minimum of 12 months from the date they are redeemed.
9. The store is not obliged to accept the use of a Gift Card on a sale of under $5.
10. Treat your Gift Card like cash, the Gift Card cannot be cancelled, refunded or replaced.
11. For full terms and conditions please visit giftcards.com.au/CMS/Page/giftcardtermsofuse or phone 1300 304 990.

12. Please note: Digital Gift Cards will be sent to the email address we have on file in your NetBank account. Please ensure this email address is up to date prior to ordering your digital Gift Card. Digital Gift Cards should be treated like cash. We are unable to issue refunds or cancel a Digital Gift Card once the order has been placed. Allow up to 1 hour for delivery of digital Gift Cards by email.

Myer Digital Gift Cards

1. Myer Gift Cards are redeemable at all Myer stores and online for purchases up to the initial Myer Gift Card value. Some exclusions apply including that Myer Gift Cards cannot be used for purchases made by email, fax or phone; or for payment of bills, credit cards or store accounts; or for purchases at some leased businesses. For full terms and conditions, please visit Myer Gift Card Terms of Use 1.2 Exclusions or call 13MYER (13 69 37).
2. Your Gift Card may only be used to make purchases up to the initial Gift Card value or the Remaining Gift Card Value. If you wish to make a purchase for an amount that exceeds the Gift Card value or the Remaining Gift Card Value, you must pay the excess using another payment method.
3. Where the cost of your purchase is less than the value of your Myer Gift Card, no change will be given and your remaining Myer Gift Card value may be used in whole or part against future purchases until the Myer Gift Card expires.
4. Any unused amount after the expiry date of the Myer Gift Card will not be refunded or credited.
5. Goods that are purchased solely, or in part with a Myer Gift Card may be exchanged or returned subject to Myer's exchange and returns policy.
6. Myer Gift Cards cannot be used to purchase another Gift Card, Recharge Vouchers or Mobile Plans. This includes Myer Returns Card.
7. You can check your Myer Gift Card balance and expiry date at any time in-store at a Myer service desk, or by calling 13MYER (13 69 37) or visiting Myer Gift Cards Check Card Balance
8. Treat your Myer Gift Card like cash. Lost or stolen Myer Gift Cards will not be replaced or refunded.
9. Unless otherwise stated on the Gift Card, Gift Cards redeemed from CommBank Awards are valid for a minimum of 12 months from the date they are redeemed.
10. For full Myer Gift Card Terms of Use, please visit Myer Gift Card Terms of Use or call 13MYER (13 69 37).

11. Please note: Digital Gift Cards will be sent to the email address we have on file in your NetBank account. Please ensure this email address is up to date prior to ordering your digital Gift Card. Digital Gift Cards should be treated like cash. We are unable to issue refunds or cancel a Digital Gift Card once the order has been placed. Allow up to 1 hour for delivery of digital Gift Cards by email.

Myer Point of Sale

1. All purchases made at Myer using CommBank Awards points are subject to the CommBank Awards Program Terms and conditions.
2. Awards Program Members can redeem Awards points (calculated to an equivalent AUD value) for purchases online at myer.com.au or at any Myer retail store in Australia when presenting a valid CommBank Awards credit card. CommBank Awards points cannot be redeemed for cash or any other offer. Awards points cannot be used at Myer towards payment of a credit card, purchase of 'Coles Group & Myer Gift Cards', lay-by and purchases at some food and service outlets. Other exclusions may apply from time to time and will be available at myer.com.au.
3. A maximum redemption of 1 million points applies per day. Refer to the CommBank Awards website, accessible through NetBank, for full terms and conditions.
4. Awards Program Members may pay for purchases at Myer using a combination of points and other payment methods accepted at Myer (such as credit card, EFTPOS or cash). Payments made using a CommBank Awards credit card will earn Awards points.
5. Merchandise that is purchased solely or in part using CommBank Awards points may be returned to Myer upon presentation of satisfactory proof of purchase. Myer may offer an exchange or Myer Returns Card, unless otherwise required by law. For further information and conditions on the Myer Returns Policy, visit myer.com.au.
6. All CommBank Awards Program enquiries and disputes are to be directed to the CommBank Awards call centre on 13 1661.
7. Awards Program Members consent to Myer accessing their CommBank Awards details to facilitate the use of the Awards points and related marketing communications and activities, including without limitation to balance enquiry and redemption of Awards points.
8. Myer, in its sole discretion, may refuse the use of Awards points, due to circumstances beyond its control, including but not limited to, communication network failure, tampering, unauthorised intervention, fraud (actual or suspected) or technical failure.

Awards points transfer to MYER one program

All MYER one Point redemptions with MYER one are subject to availability, which may be limited and subject to MYER one Terms & Conditions | MYER available at MYER One | Buy Trending Collections Online | Afterpay | MYER

Awards points transfer to MYER one program

1. Individuals must be a CommBank Awards cardholder. To redeem CommBank Awards points for MYER one, individuals must be a MYER one Member. Membership of MYER one is the cardholder’s responsibility and is subject to the MYER one Terms & Conditions as amended from time to time available at Myer website. The redemption of CommBank Awards points will be administered solely by CommBank Awards and will take up to 5 business days to transfer into the MYER one Membership Account. Membership of CommBank Awards is subject to the CommBank Awards Program Terms and Conditions.
2. When converting CommBank Awards Points to MYER one points, members must convert in increments of 2 Awards points in order to convert to whole MYER one points.
3. Points can only be transferred to a MYER one Account in the same name as the primary cardholder of the CommBank Awards account.
4. Points transferred to MYER one, MYER one Points earn and redemption and membership of MYER one is subject to the MYER one Terms & Conditions | MYER, as amended from time to time.
5. Subject to Condition 1, members can redeem their CommBank Awards points to MYER one Points at a conversion rate of 2 CommBank Awards points to 1 MYER one Point.
6. To earn and redeem MYER one Points, you must be a MYER one member. All MYER one redemptions with MYER one Program are subject to MYER one Terms and Conditions, as amended from time to time. Once CommBank Awards points have been redeemed for MYER one points, they are governed by the MYER one Membership Terms and Conditions and cannot be reversed.

Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945 is the issuer of CommBank Awards cards.

rebel Gift Cards

1. rebel Gift Cards are redeemable for goods and/or services at any rebel store throughout Australia.
2. Not redeemable for cash, another Gift Card or to make payments on accounts.
3. Change will not be given.
4. Any unused balance will not be refunded or credited when the Gift Card expires.
5. The Gift Card is void if altered or defaced.
6. The Gift Card will not be replaced or honoured if damaged, lost or stolen or the subject of fraudulent presentation.
7. For card balance details, please contact your nearest store.
8. Unless otherwise stated on the Gift Card / Gift Cards redeemed from CommBank Awards are valid for a minimum of 12 months from the date they are redeemed.
9. A maximum of 3 Gift Cards can be redeemed online in a transaction. There is a limit of 5 Gift Cards per transaction instore. 

Supercheap Auto Gift Cards

1. Treat this card like cash. 
2. Defaced, mutilated, altered, lost or stolen cards will not be replaced, returned or redeemed. Redeemable at participating Supercheap Auto stores within the country of purchase.
3. Not redeemable for cash or travellers cheques. 
4. No change will be given.
5. This Gift Card does not expire
6. This Gift Card is partially redeemable & it is up to the card holder to use the full value. Any unused balance will not be refunded or credited. Where the cost of the purchase exceeds the available card balance the card holder will be required to make the difference with an alternate form of payment.
7. Supercheap Auto disclaims any responsibility for lost or stolen cards.
8. We reserve the right to change any terms contained in these Terms of Use at any time.
9. For full Terms & Conditions please visit https://www.supercheapauto.com.au/customer-service/terms-conditions.html
10. A maximum of 3 Gift Cards can be redeemed online in a transaction. There is a limit of 5 Gift Cards per transaction instore. 

Target Physical & Digital Gift Cards

1. Target Gift Card redeemable at: Target, Target Country and Baby Target.
2. Gift Cards cannot be exchanged for cash.
3. The Gift Card is partially redeemable and it is up to the card holder to use the full value of the card within the validity period.
4. Any unused balance will not be refunded or credited when the Gift Card expires.
5. Where the cost of the purchase exceeds the available card balance, the card holder will be required to make up the difference between the purchase price and the Gift Card balance.
6. Unless otherwise stated on the Gift Card / Gift Cards redeemed from CommBank Awards are valid for a minimum of 12 months from the date they are redeemed.
7. The store is not obliged to accept the use of a Gift Card on a sale of under $5.
8. Treat your Gift Card like cash, the Gift Card cannot be cancelled, refunded or replaced.
9. For full terms and conditions please visit giftcards.com.au/CMS/Page/giftcardtermsofuse or phone 1300 304 990.
10. Target Gift Cards cannot be used for online purchases at Target.com.au.

Please note: Digital Gift Cards will be sent to the email address we have on file in your NetBank account. Please ensure this email address is up to date prior to ordering your digital Gift Card. Digital Gift Cards should be treated like cash. We are unable to issue refunds or cancel a Digital Gift Card once the order has been placed. Allow up to 1 hour for delivery of digital Gift Cards by email