With a CommBank Awards credit card, you’ll get access to Australia’s largest credit cards rewards program.Refer to Disclaimer1 You can:
Take a look around. We've made it easy to build up enough points to treat yourself or a friend to something special.
Disclaimer1Source: DBM Consultants, customers 18+ with a rewards/loyalty card in the 12 months to January 2021.
Earn points on your everyday credit card purchases with no expiry on points. The number of points you earn per $1 spent will depend on your Awards card.
And remember, when you shop with our bonus partners or at the Bonus Points eShop, you'll earn Bonus Points to help boost your balance faster.
Take a look at the table to see how your points can grow with every dollar you spend.
| Card tier | Awards points earned per $1 spentRefer to Disclaimer2 |
|---|---|
| Awards | 1 point |
| Gold AwardsRefer to Disclaimer3 | 1 point |
| Platinum Awards | 1 point |
| Diamond Awards | 1.25 points |
| Ultimate Awards | Up to 3 points for up to $10,000 in a statement period |
Disclaimer2The earning and redemption of CommBank Awards points are subject to the Commonwealth (CommBank) Awards Program Terms & Conditions, available here. Points are earned on eligible transactions (excludes for example BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards card) and may be subject to points capping. Awards and the number of points required for Awards are subject to change at any time without notice. Refer to the CommBank Awards Program Terms and Conditions.
The Ultimate Awards credit card features:
3 points per $1 spent on international transactions. International transactions include purchases made overseas or in Australia (for example online) where the merchant or entity processing the transaction is located outside of Australia.
2 points per $1 spent at major Australian supermarkets, department stores and petrol stations. Please note that we are reliant on information about the merchant's business categorisation provided to us by either the merchant or their financial institution. The merchant must be classified as a major 'supermarket', 'department store' or 'service (petrol) station' for the purposes of Mastercard transactions, excluding any business or organisation paid using any intermediary platform, for example, PayPal.
1 point per $1 spent on all other purchases. After spending $10,000 in a given statement period, any additional purchases (regardless of category) made within the same statement period are subject to earn 0.5 points per $1 spent. Please note, this is only applicable from May 2020.
3Gold Awards cards are no longer available for sale.
Don’t have enough points? Use the points you have and pay the rest with your Awards card.
Simply present your CommBank Awards card in-store and ask to pay with points or go to myer.com.au and select to pay with CommBank Awards points at checkout.
Redeem points for flights, holiday packages and more. Simply present your CommBank Awards card in-store and ask to pay with points or go to flightcentre.com.au and select to pay with CommBank Awards points at checkout.
If you don't have enough points to pay for the full amount of your purchase, you can use Points Plus Pay both in-store and online at Myer or Flight Centre.
In-store: simply go in-store at Myer or Flight Centre, present your CommBank Awards card at the register and ask to pay with points. Then you can pay the remaining balance with your debit or credit card.
Over the phone: turn your Awards points into travel at Flight Centre, simply call 1300 165 033 and ask to pay with points.
Online:
Experience more while boosting your points. Earn Bonus Points for every $1 spent when shopping with our bonus partners. There's no cap on how many extra points you can earn, so you can build your points balance faster.
Every dollar you spend with our bonus partners or at the Bonus Points eShop, earns you Bonus Points on top of your Awards points.
Just remember to log on frequently to check out the latest offers.