About the CommBank Awards programAbout the CommBank Awards program

About the CommBank Awards program

Make the most of your CommBank Awards experience

With a CommBank Awards credit card, you’ll get access to Australia’s largest credit cards rewards program.Refer to Disclaimer1 You can:

  • Earn points on everyday credit card purchases with no expiry on points
  • Easily check your points balance
  • Earn Bonus Points when you make purchases with your credit card at one of our bonus partners including the Bonus Points eShop
  • Redeem points in-store at any Myer or Flight Centre
  • Redeem points for a Gift Card, travel, cash back, or donate to a charity
  • Shop for a range of items at our Awards eShop, including electronics, appliances, homewares, beauty products and more.

The choice is yours

Take a look around. We've made it easy to build up enough points to treat yourself or a friend to something special.

Disclaimer1Source: DBM Consultants, customers 18+ with a rewards/loyalty card in the 12 months to June 2019.

Earning points is easy

How it works

Earn points on your everyday credit card purchases with no expiry on points. The number of points you earn per $1 spent will depend on your Awards card.

And remember, when you shop with our bonus partners or at the Bonus Points eShop, you'll earn Bonus Points to help boost your balance faster.

Points earned per $1 spent

Take a look at the table to see how your points can grow with every dollar you spend.

Card tierAwards points earned per $1 spentRefer to Disclaimer2
Awards1 point
Gold AwardsRefer to Disclaimer31 point
Platinum Awards1 point
Diamond Awards1.25 points
Ultimate AwardsUp to 3 points for up to $10,000 in a statement period

Disclaimer2The earning and redemption of CommBank Awards points are subject to the Commonwealth (CommBank) Awards Program Terms & Conditions, available here. Points are earned on eligible transactions (excludes for example BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards card) and may be subject to points capping. Awards and the number of points required for Awards are subject to change at any time without notice. Refer to the CommBank Awards Program Terms and Conditions.

The Ultimate Awards credit card features:

3 points per $1 spent on international transactions. International transactions include purchases made overseas or in Australia (for example online) where the merchant or entity processing the transaction is located outside of Australia.

2 points per $1 spent at major Australian supermarkets, department stores and petrol stations. Please note that we are reliant on information about the merchant's business categorisation provided to us by either the merchant or their financial institution. The merchant must be classified as a major 'supermarket', 'department store' or 'service (petrol) station' for the purposes of Mastercard transactions, excluding any business or organisation paid using any intermediary platform, for example, PayPal.

1 point per $1 spent on all other purchases. After spending $10,000 in a given statement period, any additional purchases (regardless of category) made within the same statement period are subject to earn 0.5 points per $1 spent. Please note, this is only applicable from May 2020.

3Gold Awards cards are no longer available for sale.

Pay with points in-store with our partners

Redeem your points in an instant at any Myer or Flight Centre store across Australia.


A great way to treat yourself

Simply present your Awards card at the register and ask to pay with points.

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Flight Centre

Start your journey today

Turn your points into travel at any Flight Centre, Universal Traveller or Travel Associates store.

Redeem now

Not enough points?

If you don't have enough points to pay for the full amount of your purchase, you can use Points Plus Pay in-store at Myer and Flight Centre.

Simply go in–store at Myer or Flight Centre, present your CommBank Awards card at the register and ask to pay with points. Then you can pay the remaining balance with any other payment method accepted.

Boost your points balance with our bonus partners

Experience more while boosting your points. Earn Bonus Points for every $1 spent when shopping with our bonus partners. There's no cap on how many extra points you can earn, so you can build your points balance faster.

How it works

Every dollar you spend with our bonus partners or at the Bonus Points eShop, earns you Bonus Points on top of your Awards points.

Just remember to log on frequently to check out the latest offers.

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